Read this article to the end, as it contains five crucial tips for applying.
Never use abbreviations for surname initials, as banking and financial databases typically rely on official information and do not accept abbreviations.
For example, if your surname is “Smith,” write it out fully and correctly. For a long address, ensure you spell out all components completely.
The second rule is to meticulously verify the numbering of your documents. Surprisingly, over 34% of bank application forms have errors in document numbers, and these inconsistencies can lead to rejection.
The third tip is to always be truthful about the information you provide, as the bank knows more about you than you might think. Falsifying data will not help you, so be honest.
Fourth, you should use the data exactly as it appears on your official documents.
Many people marry, separate, or change their surname but have not officially completed the name change process. They might use different names that do not match their official documents.
For the bank, however, the valid documentation at the time of application is what matters, as possible data inconsistencies can lead to rejection.
The fifth tip is to carefully review all details such as name, residence, phone number, etc., after filling out the form.
If you leave these fields blank or make mistakes, your application will be rejected, and the card may be sent back. However, if you follow these five steps, you can greatly increase your chances of approval.
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