Read this article to the end, as it contains five crucial tips for applying.
Never use abbreviations for surname initials, as banking and financial databases usually use official information and do not accept abbreviations.
For example, if your surname is “Hanson,” write it correctly and without abbreviations. For a long address, you should spell out all components fully.
The second rule is to carefully check the numbering of your documents. Surprisingly, over 34% of bank application forms contain errors in document numbers, and such data inconsistencies can lead to rejection.
The third tip is to never lie about the information you provide, as the bank knows you better than you think. Falsifying data will not help you. So, be honest.
Fourth, you should use the data that is on your official documents.
Many people marry, separate, or change their surname, but have not yet officially gone through a name change process. They might use different names that do not match their official documents.
For the bank, however, the documentation valid at the time of application counts, as possible data inconsistencies can lead to application rejection.
The fifth tip is to carefully review all details such as name, residence, phone number, etc., after filling out the form.
If you leave these fields blank or make mistakes, your application will be rejected, and the card may be sent back. However, if you follow these five steps, you can significantly increase your chances of approval.
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